Paying for your care

Top-ups or third party top up payments

We will make sure your personal budget is enough to meet your care needs, however you may choose a care home that costs more than your personal budget.

This is your choice.

If this happens, another person (called a third party) can offer to pay the extra cost. This extra payment is called a top‑up.

Paying a top-up

The third party must agree to pay the extra amount

They must have an affordability check to make sure they can pay it. The top-up is paid on top of your personal budget.

You should always talk to your social worker about top-ups.

This helps make sure:

  • you get the right care
  • the costs are correct
  • everyone understands what they need to pay

The third party top-up payments guide has more details about how this works.