Homeseekers
Like many other London boroughs, Ealing has a severe shortage of homes. This means that only a small number of people are likely to be housed by the council. The following schemes are provided as alternative rehousing options:
Schemes to help you buy your own home:
New Build HomeBuy
Open Market HomeBuy
Re-sales
Intermediate Rent
Social Homebuy
First Time Buyers Initiative
London-wide Initiative
How to apply/further
information
Schemes to help you move to a new home:
Out of London Scheme
HOMES Mobility Scheme
Schemes to help with rent:
Rent Deposit Scheme
New Build
HomeBuy
(Part buy part rent, previously called shared ownership)
Enables people to buy a share of a newly built property in
London. You pay a mortgage on the part that
you own, and subsidised rent on the part that you
don't. You can buy a further share after buying your home or
buy the home outright. Council and housing association tenants and
key workers are a priority for New Build Homebuy homes.
Open Market
HomeBuy
Enables council or housing association tenants, key workers
and first time buyers to buy a property on the open market
with the help of an equity loan.
Read more about open market homebuy
MyChoiceHomeBuy
It is a shared equity scheme that aims to help eligible
first time buyers to buy a share in a home and who need financial
assistance to bridge the gap between what they can afford and
outright ownership.
The applicants:
-
can purchase a minimum share of 50% to a maximum share of 85% of the full market value of the home
-
can choose where they would like to live ( subject to normal restrictions on type of home etc)
-
can choose to get a mortgage from any approved high street lender at prevailing competitive rates
-
will have to pay a fee on the part not owned which is 1.75% on the unsold equity from day one
The fee payable is annually reviewed and can be increased by up to RPI + 1% per annum. The equity loan is secured on a second charge basis.
Further information is available on the Metropolitan Home Ownership website.
Re-sales
Available on part rent part buy properties
Intermediate
Rent
Providing quality homes at a reduced rent for key workers.
Key workers can rent a brand new or refurbished apartment at a
subsidised rent. The rent charged is normally 20-30% lower than
what you would expect to pay for a similar apartment in the same
area.
Social HomeBuy
Will enable tenants of local authorities and
housing associations to buy a share in their current home
at a
discount. Please note: This scheme will not be run by all
local authorities or housing associations, please contact your
landlord to find out if they are running it.
First Time Buyers
Initiative
You can buy a minimum share of 50% in a brand new home but
make no repayments on the part you do not own for the first three
years.
London-Wide Initiative
A scheme for key workers only. This is a
shared equity scheme where the government retains a percentage
stake in the home.
How
to apply
You can obtain an application form and find out more
information about the above schemes by:
-
applying online at www.housingoptions.co.uk. You can also view available schemes and properties on this website
-
telephoning 0845 230 8099 to request an information pack
-
emailing housingoptions@mht.co.uk and leaving your name and address stating that you would like an information pack sent to you
If you have any questions regarding housing options please telephone 0845 230 8099 or email housingoptions@mht.co.uk.
HOMES
Mobility Scheme
The council may be able to put your name forward to
another local authority if you are an agreed housing register case.
Contact the
rehousing choice team for details on how to
register.
Rent
Deposit Scheme
This scheme assists accepted applicants with rent
deposit and reasonable costs. The scheme will assist in
finding suitable housing in the area of your choice anywhere in the
country (out of London), including Ireland.
To qualify for the scheme you must meet all of the following criteria:
- be unable to afford a deposit and first month's rent
- be eligible to claim part housing benefit or be able to pay your rent if you are not claiming housing benefit
- be able to assume responsibility of becoming a tenant and pay for utility bills where they are not included in the rent
- not have been evicted for rent arrears or for any other problem
- have a local connection with the London Borough of Ealing
- have your housing benefit paid direct to your new landlord
- be willing to participate in the scheme for at least one year
To apply
For more information on how to apply, contact the
housing advisory service.
How it works
If your application is successful, the council will give you
details of properties with landlords who are willing to enter the
scheme and/or you can try to locate properties yourself. A
pre-tenancy determination form needs to be signed by you and your
prospective landlord and sent to the housing benefit office. Forms
are available from:
- the housing advisory service if the property is in the London Borough of Ealing
- the relevant local area housing benefit office if the property is located outside the borough