Frequently asked questions
General
What is housing and council tax benefit?
What if I cannot get to your
office?
What does housing benefit
cover?
Claiming benefit
Who can claim housing and council tax benefit?
How do I claim?
How much will I get?
Is there a capital limit to claiming benefit?
Can I have my claim backdated?
I'm from overseas - can I
claim?
I'm self employed - can I
claim?
Can I find out how much rent will be
used to calculate housing benefit before I move into new
accommodation?
What if council tax is included in
my rent?
Do you need to know who else
is living with me?
How do you decide if my rent is too high?
Paying benefit
How do you pay benefit?
Benefit entitlement before moving into a property
Can I claim housing benefit before I
move into a property?
I'm waiting for adaptations to my
property before I move in – can I claim?
I'm waiting for a Social Fund payment -
can I claim?
I'm waiting to leave hospital – can I
claim?
Can I make an advance claim?
General:
What
is housing and council tax benefit?
It is a benefit paid by the council to provide help
towards rent and/or council tax liabilities.
What
if I cannot get to your office?
Surgeries
Housing benefit surgeries are held at the following
locations:
Northolt Library
Church Road, off Bengarth Road Northolt, Middlesex UB5 5AS
Tel: (020) 8845 3380.
Day/time: 10am-12 noon on the first Thursday of the month
Wheelchair accessible
Southall Day Centre
20 Western Road, Southall, Middlesex UB2 5DS
Tel: (020) 8574 0902
Day/time: 10am-12 noon on Wednesdays
Wheelchair accessible
Somali Women’s Centre
Priory Community Centre, Acton Lane, Acton London W3 8NY
Tel: (020) 8896 0566
Day/time: 10am-12 noon every first and third Monday of the
month
Wheelchair accessible
Home visits
In order to give all our customers equal access to the
benefits service, we also offer home visits to those who cannot get
to our central Ealing office and need help filling in our
form. To request a home visit please telephone our visiting
team on (020) 8825 7733.
What
does housing benefit cover?
You cannot claim housing benefit for:
-
the cost of fuel for heating, lighting, hot water or cooking, even if these are included in the rent that you pay
-
mortgage interest payments
-
meals included in your rent
-
water charges and certain other service charges
-
ground rent and maintenance charges
-
business rates
Some charges can be included in your rent if you have to pay for them under your tenancy agreement. Examples are:
-
maintenance of communal areas and
-
cleaning and lighting of shared areas like staircases and landings
-
a garage if you have to rent it as part of the property that you occupy
Claiming benefit:
Who
can claim housing and council tax benefit?
You must be responsible for paying rent and/or
council tax, live in the accommodation as your home and have income
and capital below certain levels. You can get an estimate of how
much you qualify for by using the online benefit calculator [link
to benefit calculator].
You can claim if you are working or not. You do not need to have paid any national insurance contributions. You may:
- be single or have a partner
- live alone or share with other people or
- be self-employed
By partner we mean someone of the opposite or same sex who you are married to or live with as if you were married. For benefit purposes partner includes civil partnership agreements and those living together as if they were civil partners. You and your partner must decide who is to make the claim, and that person should then complete the claim form, which you should both sign.
You do not have to be a British citizen to claim. The overseas claimants page provides further guidance on people from overseas who can claim benefit.
It does not matter what type of accommodation you have. You can claim housing benefit if you:
- are a council tenant
- live in private rented accommodation or
- live in a hostel, hotel, guest house or other similar accommodation
People who live in bail hostels, residential care or nursing homes cannot claim housing benefit, but should contact the DWP Benefits Agency, who have a scheme for help with the rent for these properties.
How
do I claim?
You will need to complete a
claim form. This form is applicable for housing
benefit and council tax benefit. Proof of identity and your
national insurance number must be provided with your form.
How
much will I get?
To work out your housing benefit we look at:
-
the money you and any partner have coming in (although some can be disregarded)
-
the savings and other capital of you and your partner
-
the age and any disabilities of you and your family
-
whether anyone living with you could help with the rent
-
the amount of rent you pay and what it includes
-
whether the rent for and/or the size of your property is reasonable for your needs
Is there
a capital limit to claiming benefit?
The capital limit is £16,000 unless you are over 60
and receiving the guarantee or pension credit.
Can
I have my claim backdated?
Benefit can be
backdated for up to 52 weeks from the date you
ask us in writing. Your claim will be backdated if you can provide
continuous good cause for not applying earlier. If you apply
you must supply as much evidence as possible to support your claim
eg a doctors letter.
I'm from overseas - can I claim?
People from overseas who have entered the UK
and applied for asylum cannot claim housing or council tax
benefit. However, you can claim if you have been granted
refugee status or exceptional leave to remain in the UK or can
satisfy the 'Habitual Residency Test’.
I'm
self employed - can
I claim?
If you are
self employed you can claim housing benefit,
council tax benefit or second adult rebate. We will require
proof of your income.
Can
I find out how much rent will be used to
calculate housing benefit before I move into new
accommodation?
Yes. If you are thinking of renting accommodation from a
private landlord (not a registered social landlord), you can find
out how much rent will be used to work out your housing benefit
before you decide to rent the property. You can do this by applying
for a
pre-tenancy determination.
What
if council tax is included in my
rent?
If your rent includes council tax, we will treat this as part
of your rent when we work out your housing benefit.
Do
you need to know who
else is living with me?
To work out your benefit we need to know who else lives with
you. If you have a child for whom you do not get child
benefit, or other adults living with you, you may get less housing
benefit and/or council tax benefit. We have to assume that
they are making a contribution towards household costs including
rent and council tax even if they do not.
The amount we take off for other adults is called a non-dependant deduction. The amount of the deduction depends upon the age and circumstances of the other adults living with you.
In certain circumstances we do not take non-dependant deductions, eg the non-dependant is under 25 and on income-based Jobseeker’s Allowance or Income Support.
How do you decide if my rent is too high?
If you are a council tenant or regulated tenant this
information does not apply to you. This may apply if you are a
tenant of a registered social landlord (e.g. housing association),
if we think your rent is high. If you are a private tenant, we will
ask the Rent Service to tell us whether your rent is reasonable.
The Rent Service is independent to the local authority. We must do
this if:
-
you are claiming for the first time or
-
you move home
The Rent Service will compare your rent with average rents for other properties in the same area. If the rent you pay is higher than the average, we will assess your benefit using a lower figure.
The Rent Service is a government agency providing a rental valuation service to local authorities in England, supplying them with a range of valuations to assist them in settling claims for housing benefit.
Paying benefit:
How
do you pay benefit?
We pay council tax benefit directly to your council
tax account. If you are a council tenant we will pay
it directly into your rent account. If you are a private
or housing association tenant you can either have the money paid to
you by cheque, credit transfer or directly to your landlord.
Benefit entitlement before moving into a property:
Can
I claim housing benefit before I move into
a property?
As a general rule housing benefit is only paid from when a
claimant moves into a property. However, there are times when
housing benefit can be paid for a period before moving in.
Please note: Council tax benefit is never paid on more than one property at the same time.
I'm
waiting for adaptations to my property
before I move in – can I claim?
Housing benefit can be paid for up to four weeks before
moving into a property where necessary adaptations are being
carried out to meet the disablement needs of the claimant or a
member of their family.
If the claimant is liable for rent on their old home they can claim for both properties during those four weeks. Housing benefit can only be paid for the new home after the claimant has moved in.
I'm
waiting for a Social Fund payment -
can I claim?
Housing benefit can be paid for up to four weeks before
moving into a property where the delay in moving is because the
claimant has applied for a Social Fund loan to help with the move
or setting up home and they are:
-
aged 60 or over or
-
have a child aged under six years or
-
someone in the household is treated as sick or disabled.
Housing benefit (in the above cases) can only be paid after moving in and no housing benefit can be paid for their old home during the four-week period.
I'm
waiting to leave hospital – can I
claim?
Housing benefit can be paid for a period of up to four weeks
before moving into a property where a person does not move in
straight away because they waiting to leave hospital or a care
home, and the delay is reasonable.
Housing benefit can only be paid once the claimant has moved in.
Can
I make an advance claim?
People under the age of 60 can make an advance claim for
housing and/or council tax benefit up to 13 weeks before moving
into a property.
An advance claim for housing and/or council tax benefit can be made up to 17 weeks before a person’s 60th birthday and for anyone aged over 60 before moving into a property.
The claimant must notify us in writing of the date that they moved in. Any benefit due will be payable from the date of occupation.
